What will I walk away with?

Pop in your sale price and what's left on your loan, and we'll show the cash you'd have in hand after the agent, selling costs and paying off your loan. Every figure is an estimate you can change — general information only, not financial, credit or tax advice.

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Cash in hand after selling

$475,000

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What you'd walk away with

$475,000

After agent fees, selling costs and paying off your loan, that's the cash left in your pocket from a $900,000 sale.

Final settlement may include adjustments not shown here — council and water rates, strata, loan payout timing and interest, and any tax.

The selling costs below start from typical estimates (agent commission, marketing, legal, discharge) — change any to your own quotes for a sharper figure. Capital gains tax is never calculated here; ask your accountant.

What this includes

  • Agent commission, marketing, legal, discharge and any fees you entered
  • Your loan payout, and any capital gains tax figure you add

What it doesn't include

  • Capital gains tax (never calculated here — your accountant's figure only)
  • Settlement adjustments and final figures

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Example numbers — change any to make them yours
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Costs of selling (we've estimated these)

Typical starting figures for agent commission, marketing, legal, discharge and optional styling or auction costs. Change any to your own quotes — until you do, they show as estimates, not your figures.

Where your money goes
  • Pays off your loan$400,000
  • Agent commission$19,800
  • Other selling costs$4,850
  • Take-home (before any tax)$475,350

Of your $900,000 sale, approx. $475,350 stays with you once the loan, agent and selling costs are paid.

The detail

Agent commission (2.2% of sale price)$19,800
Marketing / advertising$3,000
Legal / conveyancing$1,500
Mortgage discharge fee$350
Total selling costs$24,650
Expected sale price$900,000
Less selling costs− $24,650
Less loan payout− $400,000
Cash in hand$475,350

Estimate only — general information, not financial, credit, or tax advice. Based on assumptions that may not reflect your actual outcomes; seek advice from a licensed professional.