What will my repayments be?

Enter your loan and we'll show your monthly repayment and what it costs over time. Every figure is an estimate you can change — general information only, not credit advice.

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Monthly repayment

$3,733

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What you'd pay each month

$3,733

A $600,000 loan over 30 years at approx. 6.35% works out to approx. $3,733 a month. Over the whole loan you'd pay approx. $744,029 in interest on top of what you borrow.

The interest rate is a typical estimate (approx. 6.35% = RBA cash rate + 2%), not your actual rate — pop your own rate in for a sharper figure. Everything here is an estimate you can change.

Your estimate

Interest and fees$744,029
Total repayments (incl. what you borrow)$1,344,029

Every figure is an estimate you can change — general information only, not credit advice.

How your loan shrinks over time
Still owing at year 5$560,687
Still owing at year 10$506,728
Still owing at year 20$331,017
Still owing at year 30$0

Your balance falls steadily from $600,000 to $0 over 30 years.

Want to model an offset, extra repayments or a faster payoff? Switch to Detailed view at the top.

Estimate only — general information, not financial, credit, or tax advice. Based on assumptions that may not reflect your actual outcomes; seek advice from a licensed professional.